The City does not have many details about the voluntary loan program at this time. We plan to start developing the details of that program if the policy is adopted by Council. We can speak conceptually at this time though. A typical term of loan for the City is between 15-20 years and we usually are able to get a fairly good interest rate. Payment would be once per year at the same time as your property taxes, and you would have the option to pay off the remaining balance at any time.